Reply to The balance: saving too little vs saving too much. AND Tesla

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. Since many are wondering about our mortgage I will clarify. Our PITI is $4250 with 27 year left. I do not intend to pay the 3.9% loan sooner. My general rule is 1/4 of our income for each of the 4 category: taxes, house, saving and other (food, daycare cost, vacation, etc ..). Our house was brand new so I do not expect any of the big ticket item for at least another 5-7 years. I know most of you like to own your house free and clear but I like leverage. None of this in defense of buying the car by the way.[/quote]

That is a huge mortgage for your income.[/quote]

Our HHI is $250k and our mortgage is $4500. It's no big deal.[/quote]

Actually it's a large mortgage for your inclme and you wouldn't be able to pay it on one mortgage.   We make over 400k and our 15 year is 5100.  I wouldn't want it any higher [/quote]

And you know this person knows what they're talking about, because they're too busy to write coherently.[/quote]

Next time I will make sure and write more clearly for you.  I'm sorry you're jealous of my income and feel the need to put me down.   Instead of focusing on my posts you should focus on making more money. [/quote]

New poster here. I make more than you and still think you can't write and have minimal financial literacy. Does that help?[/quote]

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