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[quote=Anonymous]OP, when I was making about $95k I bought a $310K house, but was ok with an FHA loan at 3.5% down. I only had about 30K in student loan debt, and no car loan (sold my car about a year prior). It was comfortable and within my means. Could you change your student loan payment plan to an extended plan to pay it off later? This may not be ideal, but would lower your DTI. (As others have mentioned, something will have to give, and you could take longer to pay down the student loan and/or go FHA.) [/quote]
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