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Reply to "Eating out is killing us"
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[quote=Anonymous]NP here. If I read this correctly, you spend about $200 for DH's lunch, $1600 eating out + meal service, and another $500 for groceries for when you eat in? So about $2300 for food? For just 2 adults and 2 preschool children? [b]$200 for DH's lunches[/b] - This is not your problem. There are on average 22 working days in a month. That comes to about $9 per lunch. Yes, it's expensive, and you could save about 50-60% of that cost, but another $100-125 per month isn't the issue. I would table that discussion until after you handle other issues. [b]$1600 eating out + meal service[/b] - This is the main part of your problem. You say that the meal service costs about $100/week for 2 meals. A little pricy, but worth it for the convenience if you are recovering from medical treatment for cancer. You spend about $30 for pizza every Friday. So $400 for meal service and $120 for pizza and you still spend $1080 on eating out for 8 days of the month. Is that breakfast, lunch and dinner? How much do you average per meal? You are averaging $135/day which is quite a lot of money to be spending on eating. I have a family with 2 adults and 2 preschool children and we eat out regularly at family friendly restaurants and only spend about $50 per meal. We eat out maybe twice a week typically for dinners. You need a much bigger breakdown of the $1600, but I would give yourselves a budget of say $200 per weekend for eating out. You can choose if you want it to be one very nice meal, two middling nice meals or several smaller less expensive meals (like family friendly restaurants). That's about $800 and will save you $800/month. Even if you up that to $250/meal, that still saves you $600/month. [b]$500 groceries[/b] - This is a reasonable amount to spend, providing that you are actually eating in. We spend a little more than that (about $150 per week or $600 per month), but we eat in a lot more than you do. We go out about twice a week and eat the rest of the time at home. We almost never eat breakfast out. We typically eat lunches at home and just go out for dinner. So our $600 groceries including meals for lunches. [/quote]
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