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Reply to "Help - I rack up such a high balance on my credit card every month"
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[quote=Anonymous][quote=Anonymous]Get Dave Ramsey's Total Money Makeover book, and follow his budgeting envelope system. Places like Target are deadly. I never get out of there for less than $100, no matter what I planned to buy. [/quote] I stay out of Target for this reason. For Costco I make a list beforehand and stick to it, and I never ever let DH set foot in there.[/quote]
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