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Money and Finances
Reply to "Freaking out a little bit about a credit card"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Get a new card TODAY (online) and do another balance transfer. It'll cost you 3% instead of 24%[/quote] General wondering (not OP), isn't that considered closing an account? If so, although the OP has a credit score of over 800 which is very good, that could damage her credit a little bit. [/quote] No, that's simply paying off a balance. Closing an account means you have to actually request the account is closed.[/quote] Understood.....sort of. So, in terms of a credit report, you would see the original card, with, for example a 1K balance, then one opens another card and does a balance transfer with that same 1K, the credit report would show both cards and one being paid off, and the other with the 1K balance, correct?[/quote]
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