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Relationship Discussion (non-explicit)
Reply to "S/o SAHMs - why do so many men want one?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm surprised to hear "so many men" want their wives to SAH. I think some baby boomers may, but for most younger people all of that went out the window with present-day economic realities.[/quote] Man here with SAH wife. Not sure I realized I wanted one till wife decided to stay home after first kid. Sort of like how you have no clue what it will be like having kids till you have them. I make a decent salary, my wife was making about 60k per year, so when you tax her income at my highest rate, then add in extra costs of work stuff and meals out that come with dual working spouses, the extra money from her job was somewhat negligible. Our house runs smoothly. We relax once kids are in bed. If she wanted to go back to work, I would support her. But all else equal, I much prefer having a SAH wife.[/quote] The flat in this is that she isn't saving for retirement. She could invest 18k a year tax free if she had a job. Over many years this adds up. Same with social security. Your wife will be severely disadvantaged come retirement age just so that your house runs smoothly. Pretty selfish imho. [/quote] Np. I am a SAHM and we invest $100k a year extra for retirement. Plus we max out any tax advantage vehicles open to us (one 401k, 2 IRAs, and one HSA). Why would you assume they are not? [/quote]
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