Reply to Offered friend loan of $80k

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[quote=Anonymous]OP, please listen to me: your friend has issues with money & so do YOU. And I say this with kindness, because your offer was generous, but you Must. Not. Do. This.

The best way to help your friend would be to assist her in visiting Consumer Credit Counseling or a reputable credit counselor so she can start digging HERSELF out of this mess, and teach her children to be financially independent in adulthood. Giving your friend money is like giving a drunk a drink, OP. She will just start racking up debts again because money is just a symptom of a much larger problem for her. Help your friend address the root-cause of her problems, but keep your wallet CLOSED during the process.

And now for you: you grew up poor, and have brought yourself out of that - so good for you - but you still have the scars of your childhood & an inability to manage money if you were offering your friend $80K on the fly. You can part with $80K, but not part with that money put a down payment on a house for your own family? OP, you are a good person but you need to work through your money issues, too. Please take some time for yourself, maybe through therapy, to overcome your own issues.  That is the best investment you can make it this point. OK Judy go back should be OK like us to maybe like play little card game tonight or something when that be fun like you know or something please [/quote]

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