Reply to I feel sick looking at the cost of healthcare for my family

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[quote=Anonymous][quote=Anonymous]I'm a little confused about the assertion that pre-ACA, people who hit lifetime insurance caps just died due to lack of treatment. The ACA didn't create Medicaid, that existed before. There were plenty of poor people receiving cancer treatment pre-ACA.  And post-ACA, if you get cancer, you are still likely to eventually go bankrupt unless you are fairly wealthy or have a highly paid working spouse. Many ACA plans still include very high deductibles, and 20% co-insurance.  Meaning if you have a catastrophic medical condition, you are still screwed financially most likely.  Plus of course you have to keep paying the premiums - hard to do if you can't work due to cancer.  There is evidence more people are insured under the ACA, but I have yet to see any data suggesting its saving lives, or that it has reduced cancer deaths or anything like that.[/quote]

From what I understand, in order to qualify for Medicare, you have to have been receiving disability for at least two years.

So, let's say you have cancer, but you still work, mainly because you need the health insurance (and btw, this happened to my friend, he had to keep working to keep his insurance to pay for his cancer treatments), but because the cancer treatments are so expensive, you reach your lifetime max.  You are now hosed because the insurance will stop paying for your treatment, and you can't qualify for medicare.

So, what happens.  You can't work because you are not getting treatment, so you lose your job, which means now you've lost your health insurance.  What's next?  You won't last two years to qualify for Medicare.

Thank you Obama for getting rid of lifetime max![/quote]

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