Reply to I feel sick looking at the cost of healthcare for my family

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[quote=Anonymous][quote=Anonymous]I'm a little confused about the assertion that pre-ACA, people who hit lifetime insurance caps just died due to lack of treatment. The ACA didn't create Medicaid, that existed before. There were plenty of poor people receiving cancer treatment pre-ACA.  And post-ACA, if you get cancer, you are still likely to eventually go bankrupt unless you are fairly wealthy or have a highly paid working spouse. Many ACA plans still include very high deductibles, and 20% co-insurance.  [b]Meaning if you have a catastrophic medical condition, you are still screwed financially most likely[/b].  Plus of course you have to keep paying the premiums - hard to do if you can't work due to cancer.  There is evidence more people are insured under the ACA, but I have yet to see any data suggesting its saving lives, or that it has reduced cancer deaths or anything like that.[/quote]

There are out-of-pocket maxes for coverage, meaning you will never have to pay more than X amount in network and x amount out of network in a year. So the bills can accumulate, but you won't be responsible for the amounts that exceed the out of pocket maxes.

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