Reply to I feel sick looking at the cost of healthcare for my family

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Look, I know what my health care costs per year are:  it costs me 14K / year (between insurance and copays to stay alive).   4 years ago, with the same medical conditions, my company insurance and all, it would have cost me about 4K/year.  But, 4 years ago, there was a lifetime cap of 1 million.

Now, I have cancer.  In the last three years, insurance has paid out about 700K for medical care.

Before ACA, I would know that one more relapse would put me over the top, and I would just die.  [/quote]

PP, I also have cancer, so I totally understand what you are talking about. I was diagnosed when my youngest was two (and I quit my job to stay home while kids were young, hoping to return to work in a couple of years), so I'm claimed as a dependent on my husband's insurance. Before ACA, if something happened to my husband, I'd just screwed completely, since you couldn't get ANY insurance for ANY amount of money due to preexisting conditions. Not to mention the lifetime cap.

Now, four years post-diagnosis, I'm still alive (not sure if it's due to "excellent care" I received or just pure luck), but not done with cancer as it keeps coming back. All we do is pay premiums, deductibles, co-insurances and copays. Our finances are completely ruined, we're in credit card debt up to our ears.

[b]There are days I honestly wish I'd died during my first surgery, since that would have saved our family a lot of money.[/b]

[/quote]

PP ... I'm pretty sure your family would rather be in debt than lose you.    I know that's how I feel about my DH, and I'm sure he feels the same about me.[/quote]

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