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Reply to "My parent has gotten sick very fast, other parent in denial, how to pay for nursing home in Virginia"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]He gets the care he needs until he runs out of money, [b]and then medicaid pays.[/b] He needs to move to a facility which accepts medicaid. They probably now need to live separately. As a couple they only have to spend 50% of their assets on his care. You mother will not be destitute. They will spend thru their assets, that's what happens.[/quote] STOP SAYING THATTTTTTTTTTTTT!!! People please get educated! Medicaid is a program to which you have to apply!!!! It is not a given! And people can be broker than a joke and get denied!!!!@ What the heck in life just freaking kicks in!! I know folks mean well, but this advice is just bad and if people follow it they will be in a world of trouble.[/quote] Yes it's hard to get medicaid to pay, but when the person is in the nursing home and runs out of money, medicaid is forced to step in. What is the alternative? Wheeling grandpa onto the street? They can't go after children's money. For our grandparents we have gotten medicaid to pay up when they run out of money. [/quote] I am not being a smart ass, I swear I am not, so please understand me when I tell you that you are dead wrong. Medicaid is not a program that just finds people and who have run out of money and just pays their bills. There is nothing no where in this country where some program just ups and pays your bill because you cannot. It is a program to which you need to apply. It is a tedious process, and you can get denied. Yes, you can not have funds and be broke and sick and your medicaid application be denied. And if you do not think a nursing home will not come after you for unpaid bills, you need to look up filial support laws. And if you do not think they will not kick people out, then your also mistaken. Not only that, look up some stories of places where people have put their loved ones that are medicaid pending, or take all medicaid and how some of these people are treated at some of these facilities. [/quote] IN order to get medicaid, you have to go into a nursing home medicaid pending. The nursing home cannot go after relatives in less you agree. They asked us to sign an agreement and we refused. No big deal. If you have no assets, its not hard to get at all... just dealing with the lazy workers is the absolute nightmare. You clearly are very fortunate to have money and funds to pay for nursing home care. Not all of us are that lucky and after a year of caring for my MIL with severe dementia, I couldn't do it anymore and meet my children's needs. This is not just medicaid. You can be denied medicaid and still get long term care medicaid. They are two different programs.[/quote] 1) some nursing homes will not take you Medicaid pending You do not have to be in a nursing home, are you kidding me?? 2) Filial support laws, look them up 3) if my parents were the Trumps and if my family was not filled with social workers then maybe I would not know WTH I was talking about.[/quote] Your family being social workers and you being a social worker specific to long term care medicaid are very different We went through this with my MIL and I have a professional background in it. In MD, you do have to be actually in a facility before you can apply for medicaid. Many people private pay a few months or go in through an hospital stay covered by medicare. It was almost impossible to go into a nursing home on medicaid pending from home - we did it and found one but very few do it. I am not concerned about Filial support laws. We had no other choice. We could not care for my MIL any longer - she was getting worse and needed 24/7 care which I struggled with as I needed to leave the house to drop my kids to/from school and other things. The Adult Protective Services promised adult day care or an inhome caregiver but they never followed through. We applied for respite help and many other programs which are there in writing but not in reality. There was no other family member willing to help. Our only option was a medicaid nursing home bed.[/quote]
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