Reply to 450k HHI- lifestyle questions

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Ok, here we go.  Let's say 20k take-home each month.

5k - Mortgage with taxes, etc.
4k - Private school tuition for two children
1k - Student loan payment
1k - 2 car payments
1k - Groceries and other household items
1k - Utilities, including cable and phone
2k - Nanny
1k - Private therapy for various family members
1k - Yard work, home maintenance, housekeeping, dry cleaning etc.

This adds up to 17k.  I'm sure I am forgetting things.  After all people do buy clothing, get hair cuts, go on vacations, buy birthday presents, eat out, sign their kids up for activities, donate money to charities and places of worship, and try to save for college and retirement funds.[/quote]

Why would someone making $450K still have student loans or any car loan? And why wouldn't they have insurance to cover all that rich-people therapy?[/quote]

Do you have any idea how much student debt a graduating doctor or lawyer carries these days?  Car notes because we always have to have newish cars, and don't you know that the best therapists never accept insurance?  We pay out of pocket for ALL of our routine medical care.[/quote]

Sorry we are both doctors who make around this much with 2 kids in private school and made it a priority to pay off our student loans first (done) and mortgages second (just refinanced into a 15 year mortgage at an outrageously low rate this summer).  We have health insurance and use it.  One of our cars is paid off, the other has a $400/month car payment on a 3 year loan - 0.9%.  No therapy necessary :)

We save a LOT more than you.  Obviously.[/quote]

You're an ass.  You're gloating about how you don't have to provide your children with private therapy and don't happen to need it yourself?  And good for you that you don't have complex medical needs that require you to see the best doctors.   You can  :lol:  :lol:  :lol: yourself all the way to the bank, then.  
[/quote]

Why can't you reclaim your medical expenses from your insurance company? We also pay a lot of our medical expenses  out of pocket but I reclaim them from the insurance company at 80% for out of network and everything but our co-pay  of $15  for in network. This can very easily be done online and we get refunded with 7-10 days. [/quote]

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