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Money and Finances
Reply to ""maxing out" TSP, 401, etc."
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[quote=Anonymous][quote=Anonymous] When you said front loading contributions is best, you give up that huge free match. You'll NEVER make those kinds of profits on that 18k in a year. So no, spreading it out is best.[/quote] NP here. I think y'all are having some miscommunication over the term "front loading." PP is not saying to contribute the full $18,000 during the first six months. I think the idea is to have very high contributions early and then cut back to only contributing 5% once you hit the point where that would bring you to $18,000 for the year. That way you get the full match over the entire year, but you might have started the year contributing 23% or whatever before eventually cutting back to 5%.[/quote]
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