Reply to Is giving up making your own money a bad idea for ANY woman? (philosophical ponderings)

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Reply to "Is giving up making your own money a bad idea for ANY woman? (philosophical ponderings)"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]It's not worth the time to consider because you can't extrapolate out from individual couples. In other words, it's all micro, no macro. I'm sorry your husband had mental problems and you got divorced but that has nothing to do with me. Every marriage is different and no one knows what goes on inside a marriage except the two people in it. [/quote]

How wonderful to have 1000% certainty that nothing bad will ever befall you.

[/quote]

I agree with PP.  My parents are together, reasonably happily, as are DH's parents.  While either DH or I could lose our health or our jobs, I don't foresee divorce in our future.  Our kids are young, we're still paying off debt and living paycheck-to-paycheck (yes, I 'm working part-time because we can't afford for me to SAHM, we tried it).  When we're more financially secure, then we'll make better plans for future disasters.[/quote]

I don't see divorce in my future either, but what about an extreme illness or accident leading my husband to be out of work for a very long period of time? [/quote]

Np. You can buy insurance for this. [/quote]

You can get term life insurance. But insurance to pay if your husband can't work? How long is that good for? You need like a $1M policy b/c u have non income and likely care and medical costs. [/quote]

You buy long-term disability coverage, which will replace a % of income. That can last for the number of years provided in the policy, and some will provide that it can last until the person reaches retirement age.[/quote]

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