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Reply to "How much is in your checking account on average and what is your HHI?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Hhi about $180-190k. Generally at least $500 in checking. Keeping $5,000+ seems crazy to me. [/quote] Maybe crazy to you but we need more than that in our checking per month.[/quote] +1, and to expand, if I have less than $5000 then I need to watch the order in which things like paychecks and mortgage payments and preschool tuition and utility bills all hit our checking account to make sure that we don't overdraft. If we start the month with approximately as much as we're going to spend in the month already in checking, then the order in which all this happens doesn't matter. And it's not like any accounts are making substantial interest right now, so losing a little bit of money in interest payments is more than worth the peace of mind.[/quote]
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