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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I don't think you're taking into account how you'll feel after the fourth sleepless night in a row while working full time, and then coming home to two small children having temper tantrums and a messy house. THAT will be the moment when you want to first start cooking dinner? Sorry, OP, but you'll want to order take-out on those nights. [/quote]

+1 million

$20 co-pays for kids sick visits IF you can get a doctor to see you x 6 per year  (initial visit & follow-up, referral to specialist) 
$40 for emergency urgent call centers when you can't get to docs x 6 per year  
$50 for parking fees at doctors offices for above 
$200 in lunches & snacks out when running around with kid
$200 per kid for field trips, PTA dues, etc  
$300 per kid for clothes per year (you don't always get EVERYTHING hand-me-down, ie snow boots that fit, winter parkas, etc) 
$200 per year for dental care for kids until time for ortho...ha, ha, ha...then it is
$2000 minimum .... 
......

This is just a beginning.... [/quote]

Don't forget the $400 hospital bill (after insurance) for stitches for your three year old's arm.

[b]But, I applaud OP's efforts - more people should live like this[/b].[/quote]

[b]Yes.  Think about how much further ahead she'll be if and when she does have a higher income and still lives frugally.[/b]  [/quote]

+1000 You rock OP!  A few people that I know that have lived frugally like you do also have the money to show for it--ten, twenty years later.[/quote]

Exactly.  The facr people are warning her about ortho costs and she isn't even married or pregnant is laughable.  She is so far ahead and over the years will make more money. By living this way, she can take a few years off of saving so aggressively and will still be a head.  She has more money saved than some of my inv banking friends.   It is so funny people want to put her down and tell her kids will ruin everything.  I wonder if those same people saved this much shen they were single?

I would want to spend an extra 200 a month on dining out.  Especially the cheap ethnic restaurants around.  OPs existence sounds a bit boring and she might as well live in a lower col state. [/quote]

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