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[quote=Anonymous][quote=Anonymous]OP again -- thanks to everyone who has given me some insight on how to cut back.  It makes me feel better to know there are others who are making it work.  A lot of threads I read on here make me feel like I'm falling behind because I don't have 3 million in net worth by 30, could not afford to live in some urban city neighborhood that requires paying for private schools, etc.

I am inspired by those of you who have really cut back on your dining out budget, cable, salon spending, etc. (I know these are easy things we can/should cut back on) and I am going to work on better budgeting money before we spend it.  I also think we need to learn to rsvp no to out of town weddings, because seriously -- we have spent at at least 5k going to weddings this year!

Maybe 2k was a bit of an exaggeration for daycare -- I know some of my very wealthy friends spend this much, but I imagine there must be some cheaper options?

And to those of you commenting on the amount I spend on my mortgage -- trust me, I would love to not have to spend that much.  But breaking into home ownership nowadays requires a stretch.  And even with stretching, I have read enough of the real estate thread to know that I am considered one of "the poors" around here![/quote]

If you are commited to a budget you will be fine.  You will need to make sacrifices.  I was just talking with a college friend last night.  She's got a few grey hairs and was wondering if she should start coloring her hair.  I told her I had no plans to start because it was just too expensive.   And yes, cut out the weddings.  I cringe at what we spent to attend weddings in the height of the wedding frenzy - and when I realize that 10 years later, only half the couples are still married.  And the key is not to compare yourselves to others.[/quote]

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