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Reply to "How do people afford kids?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Well, you don't need $2k per month on care. You can find that for less. We bought a really small TH so we could stay at 1/4 gross, now with salary increases it is 1/4 take home. I regret often that we don't have a SF and a yard, or even a bit bigger TH but can't leave and really, I have a roof over my head so, I try to focus on that. We don't eat anywhere fancy, cook most nights and bring lunch. We still struggle with giving up delivery and do spend to have Friday Night pizza or Chinese or Italian. I try to push for pizza since it's cheaper. Haircuts at $50 every three months are a splurge. Stagger kids so only have one in care at a time. Savings are meager, sad, but enough to cover larger house needs/ emergencies (havoc, water heater, random ER other visits post copay, etc). I feel really bad reading here, so I try not to. 401k is decent, though, a bright light. I'd like to go on a vacation. Once the second is in elem that will happen. We are cutting cable tv to bring the bill down $50 a month. Library not bookstores. I buy clothes and shoes only if necessary. Same with DH. [/quote] [b]This is not the middle class American dream[/b] [/quote] It's the middle class reality. Says the mom of two, double fed family. [/quote]
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