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Money and Finances
Reply to "Example of how not to borrow for a car"
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[quote=Anonymous][quote=Anonymous] Anything over $12k and you are in the realm of "want" as opposed to "need". And there is nothing wrong with that if you have the money. Lots of lawyers and doctors drive Mercedes/BMW and that's their choice. But what saddens me is to see many Americans buying cars they cannot afford. This thread began with a $30k car and I don't know the situation of the family in that example, but for the vast majority of Americans (maybe not the same majority of DCUM readers), $30k is unaffordable - it's way, way too much to pay for a car. [/quote] Exactly! Yes, people need cars to get around, and it's ok to borrow money to buy what you need. But no one NEEDS a $30K car. That's a want. And you should be able to pay for a want with cash, otherwise don't buy it. [/quote]
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