Reply to Party guest broke wrist at DD's party. Anything i should do to help?

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Reply to "Party guest broke wrist at DD's party. Anything i should do to help?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Anytime you go to the ER, most insurance companies sent those subrogation, etc. type of forms.  It is my understanding that in my insurance, it is not mandatory to complete it.  I have UHC.  We have unfortunately had a few broken bones and several trips to the ER for stitches, etc over the last 5 years, and I just got tired of completing those forms.  I pay so much just to have insurance, I am not going to help them pass the buck.  Whether the school or property owner is liable for what happens on their property, and they probably are, is irrelevant to me.  I would never consider suing a friend or a school, unless something was incredibly egregious.  [/quote]

Your insurer may have decided not to pursue it, but odds are your insurance policy has a clause requiring that you cooperate with subrogation efforts or risk not being covered.[/quote]
My experience has been the forms indicate you must return them or they will not process the claim. I had a provider call just a couple of months ago to tell me the insurance was holding up payment because they were waiting to get my response. I had just sent it in within the past few days but it was pretty clear the insurance wasn't paying a dime till the paperwork was completed. I have United Healthcare FWIW.[/quote]

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