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Reply to "Party guest broke wrist at DD's party. Anything i should do to help?"
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[quote=Anonymous][quote=Anonymous]Anytime you go to the ER, most insurance companies sent those subrogation, etc. type of forms. It is my understanding that in my insurance, it is not mandatory to complete it. I have UHC. We have unfortunately had a few broken bones and several trips to the ER for stitches, etc over the last 5 years, and I just got tired of completing those forms. I pay so much just to have insurance, I am not going to help them pass the buck. Whether the school or property owner is liable for what happens on their property, and they probably are, is irrelevant to me. I would never consider suing a friend or a school, unless something was incredibly egregious. [/quote] Your insurer may have decided not to pursue it, but odds are your insurance policy has a clause requiring that you cooperate with subrogation efforts or risk not being covered.[/quote]
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