Reply to I can't talk to my wife about money.

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Op here. Please know I'm not blaming her. It's "us" but at least I'm ready to confront it. Why is he cleaning lady coming twice a month? Can't she come once and we use our irobot? [/quote]

No. They usually charge much more for monthly cleaning. That's not always the economical option. [/quote]

Yes.  Once a month won't mean that you spend half, it may be 75% of your what you were paying per month for twice a week visits.  I'm a PP poster and I think again it gets back to what are you saving for?  We realize we waste money left and right on things like eating out.  That said, we have no debt and a lot of savings.  In order to start cutting back on convenience things,we both need incentive and we both have to be willing to pick up the slack.  Maybe a night that we would normally pick up food on the weekend I agree to cook (DH normally cooks) and we both agree a certain percentage of what we save by making different spending choices (either doing without or doing more work to save money) goes directly into the savings account.  We recently switched cable providers and saved $1000 over two years.  We spend bonus money but agree what it will be used for (usually something extra around the house that we will do sooner rather than later) or do something like put half for kids college account and spend the rest.

I'm not sure that there is really an extra 30K that you would both agree on and be willing to make the life changes to get there short of wife going back to work but I think it is reasonable to try to save an extra 15K and try to do it in such a way it isn't micromanaging to the other person. [/quote]

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