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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You also need to get rid of cable and verizon at home.  Go to the library.  Make drastic cuts for the next two years and pay this off.  Another option is for someone to take on a second job.  Use that money to pay down credit cards and student loans.  Even 200 a week would help.  Get a cheaper apartment.  Sell the car.  Cut down on utilities.  Get rid of the smartphones.  Cut 100 off the monthly food budget. [/quote]

Part of my agreement with work is that I work from home one day a week. Not sure how I can do that without Internet.

And I'm also curious how I'm going to go to the grocery store and such in this super cheap rental without a car?

Mass transit isn't at all reliable (especially on the weekends) and we split one car between the two of us.[/quote]

That's fine, but your current lifestyle won't allow you to save enough money for a home or help you get out of debt.  You need to do the math.  You need to save around 900 more dollars a month, if not more.  If you simply can't cut things out and have to have your car, then fine but you won't have a home anytime soon.  My parents made insane sacrifices when I was a child and now they have millions in savings.  Wouldn't have happened if they said they have to have two cars (lived in a city with no transit), had to have cable, etc.  [/quote]

Also - you can order paper goods and cleaning supplies from Walmart.  Even some dry goods.  Take the bus to the grocery store with your husband and have him help you carry stuff.  Even taking a cab home from the store once a week would probably be less than what you're currently spending on gas per month.   [/quote]

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