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Reply to "Sad, just had to cease contributions to my 401K in order to budget in daycare costs for new baby :("
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[quote=Anonymous]I am one of the PPs who stopped retirement contributions for a while. However, we both had secure jobs, so I was confident that we could get back to where we needed to be. I would feel nervous about your plan because it sounds like it's built on hope that your husband's business is going to do better. Along with the mountain mortgage, it sounds like one or both of you is doing too much speculation. Honestly, on your income with your liabilities, I never would have gotten pregnant at this time. Especially with the insecurity of knowing what will happen with your husband's business. In fact, we only had one child in part because of money. I would cut to the bone and make a really good back-up plan. Maybe your husband can work part-time doing something else? Good luck.[/quote]
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