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[quote=Anonymous]Male here. I'm 38 and my life insurance is $480/year for a $1mil policy, 15-year term life. You may want to drop your policy to term life if not already. Also if you want to do college funding for a relative, use a 529 instead -- tax benefits. Your savings rate is good. Clothing budget is a bit high, but at your income level it's OK.[/quote]
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