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[quote=Anonymous]OP, you're right that there are advantages to being single and gay. My gay boyfriend travels relentlessly while I'm home with my husband and kiddos. Jealous! :-) I think you're being pretty reasonable. You're trying to balance "saving for the future" with "living well now" and that's hard to do. Luckily with your salary, I think you're doing both pretty well. You said that you tend not to spend as much as is in each category and just roll it into savings. Given that, I think you're fine. I think 3K/month for housing is a reasonable amount here in DC where housing is just ridiculous. I *might* cut down the clothing budget and consider the eating out / food / PT your "splurge" amount each month, but it's nothing crucial. If you end up saving 3-4K/month you're going to be in great shape later on. You may not live at your current level of lifestyle, but you're not going to end up in a Medicaid nursing home. Good luck![/quote]
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