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Reply to "How to get DH to cut out unnecessary spending?"
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[quote=Anonymous][quote=Anonymous]When we were having a similar disagreement, we sat down and made a budget that included a certain amount of money a month for each of us that was ours to spend, no questions asked or comments allowed (within reason, if DH had spent it on hookers and blow I would have commented). That way we stayed with our bigger picture financial goals and stopped arguing completely about frivolous spending. I think it's dumb to get $5 coffee at Starbucks, but it's his money, so whatever. I know it's not more than a certain amount a month, so it's not a big deal. We make a lot less than you though, so it was easy to get DH on board with the need to fit it into our budget. [/quote] It doesn't matter if it's less. This pp is spot on. They need to have a joint vision for how that money can be best put to use. If he spends like this what does that say about his savings habits, their retirement planning, etc.? Some financial counseling/budget planning is in order and then they can allot the free and clear mad money. And one last thing--the money is equally hers. I assume she's at home caring for kids. She doesn't get to spend less simply because she makes less. Marriage means sharing equally.[/quote]
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