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Money and Finances
Reply to "our finances are a mess"
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[quote=Anonymous]Start small. 1. Pay off any credit card debt 2. Figure out what you need for your emergency fund. 3. Have a plan to fund your emergency fund (define how much you need / how you are going to fund it / where you are going to put that money so it is segmented for other savings) 4. Make sure you have appropriate life insurance 5. Have a plan that once you fund the emergency plan, you fund a retirement account. I would do a 401K since it is tax deferred money and it might be worthwhile for you.[/quote]
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