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[quote=Anonymous][quote=Anonymous]I think you can reduce the grocery bill ( unless you have to do the gluten free thing).  Get a crockpot ($30). Do some bean enchiladas, soups, etc.  Cook in big batches.

I also think you can reduce those utilities. The next couple of months will be easier in that respect (no giant heating bills), so use that time to get a free PEPCO energy audit, buy one or two LED bulbs, a programmable thermostat, change the furnace filters, caulk the windows etc. If you can get a room fan, that will be cheaper than AC, and can be used in the evenings. [/quote]

While I agree these are changes that can be made, they are making $280K a year, there are fundamental issues in their spending if they have to eat more beans and cook with a crock pot in order to save for retirement.  Even cutting their grocery bill in half won't do much to improve their situation, and that is probably not feasible for a family of five.  The big issue is the $6K a month in private school tuition.  This is simply not sustainable.  The rest of the spending isn't that out of line for their HHI. The only way to really make a real impact is to send your kids to public schools.[/quote]

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