Reply to What's the most credit card debt that you've ever had at one point in your life?

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[quote=Anonymous]I probably had around 30K when I met my now-husband, although I was too scared to add them all up. I racked it up on absolutely nothing of consequence: vacations, dinners out, a computer. I also had a stint as a contractor where I was supposed to be paying quarterly taxes and never paid enough, so I had to charge my tax bill. Pretty much every dumb financial mistake there is, although I always paid on time and had pretty good credit other than the percentage of allowable credit. My husband was equally a wreck (30K) and also had a huge car note.

We paid it all off in about four years. We continued renting the same little rowhouse for three more years because the rent was so cheap. He got a better job and I got a raise; we threw every extra penny, tax refund, per diem at it. When I had to replace my car after 18 years, I got another reliable used car. He took an overseas assignment for seven months, which was tough because we were married with a baby by then, but it all went toward our bills. What made it work is that we were both on the same page 100 percent.

I still have a few credit cards but never use them. Being out from under that crushing debt is the best feeling.[/quote]

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