Reply to Cutting $1000/month from our budget

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[quote=Anonymous][quote=Anonymous]It sounds like you don't need to cut the spending, you want to. So you're only going to accept so much "pain." It's good to know that starting out. So you might make the "big list" which includes all the luxuries, and then pick what works for you. There might be things you're willing to give up that your husband isn't, and vice versa. That's ok. If you "must" have your weekly Starbucks, and your husband "must" have his soccer channel, maybe that works if he gives up his Starbucks habit and you cancel the other premium channels.

Don't use the car when you can avoid it. Walk or bike (where safe) for errands when you can. 
Cut the gym membership.
Cut cable.
Cut the cell phone.
Do not eat out. 
Do not buy coffee/tea/whatever out.
Don't buy food from machines.
More beans and rice (or equivalent) and less meat.
Cut back thermostat. You can do this gradually - a degree a week has worked for me in acclimating me to the cold in the winter, and my husband to the heat in the summer. Get a programmable thermostat and don't pay to keep the house hot/cold when you're not home.
Cut alcohol.
Cut extra curricular activities.
Use the library for movies and books and CDs.
Don't outsource lawn or house care.
Thrift stores for clothes.
Mend and fix things that break, don't throw out and buy new.
If you used to get new shoes/clothes/hair/glasses on a certain schedule, try to lengthen the time. 
Let your friends and family know you're in the market for handmedowns, because you're not buying things. Put things on your birthday/christmas/anniversary list.[/quote]

OP here. This is helpful.

We are not in debt but want to pump up our savings - so you are correct that I will only accept so much "pain." This isn't a situation where we are getting out from under anything, but rather trying to take a step forward.

The first 6 resonate with me. Will work on those pronto. [/quote]

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