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Reply to "What is your credit score?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]790-810 or so, on the low end now because we've been doing a major renov/addition so monthly credit card bills are high (but paid in full each month). That's the part the score can't see (that while the balance may be high these few months, there is ~300 times the balance in available savings to pay it from).[/quote] Your score drops even though you pay on time and in full?[/quote] I think about 35% of your score is your debt to limit ratio - so if they are using a higher percentage of their credit limit than is "normal," then yes, your score would drop. [/quote]
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