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Reply to "Is it completely hopeless? Want to buy home, no down payment."
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[quote=Anonymous]OP: In 1999, DW and I bought our house. Our HHI was about 85K. No kids yet (we were just married), and about 35K in cash (mostly gifts). We were able to buy an older single family home in a good location. Home appreciation would mean that the house could not be bought for what we could afford back then. But, your limits are probably about 250K assuming your credit is decent. And, today, down payments are required. Largely to reduce the risk to the mortgage holders. It may be possible to find something in Herndon or Manassas, but nothing in the desireable regions.[/quote]
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