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Reply to "Is it completely hopeless? Want to buy home, no down payment."
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[quote=Anonymous]OP, you come across as immature. You want a house, therefore you think you should have a house. But, you seem to lack the basic understanding of how to afford a house. DH and I saved for 5 years before buying our house. We put 25% down and purchased less than we could afford because because of the unknown. When we first met, he made about what your DH makes. This was pre-kids and I worked too, so it was a bit different, but still, we had kids and for 2 years my salary didn't even cover daycare. I worked to keep my foot in the door and to put money towards retirement. Think big picture. Think long term. Don't think about now.[/quote]
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