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Reply to "If you had ZERO debt?"
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[quote=Anonymous]We have one mortgage right now and own 2 properties outright. Our yearly income is about 300k. We save about $100k including 401k, 529 etc. we live very frugally and pay everything without loans. Our loan interest is around 3 % so I am not pre paying the debt. I think it makes sense to use that money and buy stocks. Plus we are heavily in mortgage. Our networth is almost 2 million of which 900k is in real estate. We are 40 year old. I have been listening to Dave Ramsey and I know he thinks we should probably pay off our last loan but I am not sure that is the best option considering it is such low interest. The mortgage is 350k. [/quote]
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