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Money and Finances
Reply to "If you had ZERO debt?"
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[quote=Anonymous]I have zero debt and have never had any. My parents paid for my undergraduate degree (and I am eternally grateful). I make $35k before taxes annually. I have 5 credit cards and have never carried a balance/always paid all of them off in full. I never use cash or my debit card. But, I also have zero savings. I do have about $2,000 in stocks from when my grandparents used to give me a couple of stocks of Disney every year for Christmas. My monthly rent and utility bills leave me with about $5-600 a month for groceries, gas, and everything extra. It's awesome to have zero debt, but that doesn't mean I'm well off financially. I have to pay absorbitant rent because I have no money for a down payment. Even though my credit score is ~770, no bank would lend me more than $200k for a house because I have 0% to put down and I don't even know where in this area you could buy anything at that price. [/quote]
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