Reply to DW drives me crazy with her investment decisions.

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[quote=Anonymous][quote=Anonymous]This may be off key here, but investing in cash is irresponsible, almost as much as someone who doesn't invest at all.  I understand being conservative, but putting more than an insignificant amount of retirement funds in cash is really stupid.[/quote]

I think everyone understands that OP's wife is being at best irrational and at worst really really stupid but what's off-putting about it is his attitude- that because of this one stupid thing his wife is doing, he regrets his marriage.  Everyone's spouse does something stupid- some smoke, some are overweight/don't take care of their health, some rack up credit card debt, some do a combination of stupid things that may, in the long run, have a hefty cost.  If my husband has a heart attack and is incapacitated because he eats badly (this is just an example), isn't that much worse than putting cash in a 401(k)?  My parents are friends with a couple where the husband is a surgeon and a brilliant man in general, and he decided that he would like to take up beekeeping, and long story short he ended up in the hospital and it was a disaster financially and otherwise- do you think his wife was like "I regret marrying this guy because of this dumbass beekeeping idea?"  Deciding that you regret your marriage because of something like that is sort of heinous- it's for better or for worse, for richer or poorer.  If we all thought that way everyone would just get divorced.[/quote]

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