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Reply to "filial responsibility laws - am I on the hook for my parent's health care costs? "
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[quote=Anonymous]^^ same poster. I'm not sure if it is Medicare or Medicaid but one of them lapses after 3 months (not sure, but I think that's the cut-off) because it became an issue for a senior woman friend. Her eldercare lawyer (calif.) told her to divorce her comatose husband of 50 years to save her home, car and what was left of her savings. She prepared the papers and was ready to do when when unconscious husband died in the nursing home the day before medicare/medicaid was to lapse and the full cost of his care would all fall back on her. He had been unconscious for three months and wouldn't ever recover to even know about the divorce. At first I was shocked at the recommendation but the friend was very practical and was ready to do it to preserve what little she had left. But Calif. is a community property state, which is why you really need to consult a specialist in these situations. I shouldn't joke but the line "your results may vary" just popped into my head. This is a state-by-state issue and very confusing even to regular lawyers (and don't listen to them if they try to give you advice - you need an eldercare lawyer -only they can guide you through the muck and mire). It's a new field so you may have to dig. And, no, you don't want a trusts & estate lawyer either.[/quote]
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