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Reply to "Tell me about your emergency fund"
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[quote=Anonymous]I am the one arguing AGAINST a traditional emergency fund (money market, savings or checking). I advocate relying on credit cards, personal loans, selling investments, etc. I agree completely with the observations of the PP. Now that I am relatively wealthy, I don't have the need for an emergency fund. When I was younger and poorer, I still didn't have one. I was taking a chance I suppose. But in the back of my mind, I suppose I was planning to rely on family if I desperately needed something. I was also living with family (no rent), healthy, single, and had a job that could only get better. Therefore my chances of facing an emergency was much lower.[/quote]
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