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Reply to "Tell me about your emergency fund"
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[quote=Anonymous]I am taking the unique position that an emergency fund isn't necessary for many people. So to all the people that feel so proud about having a six-figure emergency fund and listening to "expert" advice, I say that you are short changing yourself. If you chose my approach, you could have retired with an additional $100,000 or more in your account. By the way, I do think it is important to have quick access to money. Not so much for emergencies, but for investment opportunities. If you are a businessman or a real estate investor, you want to have the ability to buy or invest quickly. Sometimes people need to sell expensive things (like a house) at a big discount. You are ready to jump on the bargain and profit from their desperation.[/quote]
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