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Reply to "DC Health Exchange- all options are really expensive?"
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[quote=Anonymous][quote=Anonymous]Jeff, Re your 10:35 post, it's not clear that insurance will be affordable even with the subsidies. Less expensive, yes. But genuinely affordable, that's not clear, since the government isn't privy to households' actual cost-of-living expenses. Medicaid expansion isn't happening in all 50 states. Insurance companies have been allowing parents to keep children on their plans until age 26 for years, so not sure how much the ACA is impacting this category. Pre-existing: Yes, that's a great thing. But can states opt out of that, too? They're opting out of the marketplace and Medicaid expansion. Net-net, with the shifts in the industry, is this a win-win? It's too early to tell. For now, the sum of it remains dispiriting. [/quote] The 26 year old rule IS the ACA. States cannot opt out of preexisting. Subsidies are based on a percentage of income. And it appears that you are scrounging for problems but not trying to look for answers. [/quote]
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