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Reply to "Am I crazy for thinking that we could afford this?"
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[quote=Anonymous]We do a 300k mortgage on a 190k HHI and are barely getting by with home repairs and childcare costs. However, we have extremely high childcare costs (over 2000/month) -- and it sounds like you will probably be able to pay less. You definitely cannot depend on grandparents, but with a flexible job and living in Gaithersburg where childcare is a bit cheaper, you could probably pay considerably less. But the problem is that even if you can squeak by with childcare for one baby, what about when you want #2? If you're stretching the budget to its extreme to buy a house. Do you really want the mortgage to take the place of a sibling? And repairs ... good god, they are expensive. Factor in 1-2% of purchase price per year. [/quote]
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