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[quote=Anonymous]Op-to really figure out what to cut, you need to look at several months worth of spending, not just one, and really set a budget for each category that reflects reality. One month won't show you how things balance over time. Quicken, mint, or even just an excel spreadsheet can be used for this. I think others have given you good advice (gas, phones, and clothes seem the obvious cuts here) but I wouldn't completely rule out looking at your utilities as well. You could trim some costs there by adjusting your thermostat settings, making sure doors and windows are sealed, not leaving lights or water on unnecessarily, cold water for most laundry, check for leaks etc. what about car insurance? Shop around or tweak your coverage ( especially on the car that just sits in the driveway).[/quote]
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