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[quote=Anonymous][quote=Anonymous][quote=Anonymous]If that's your "other" category then what is "general merchandise"?

I disagree with PP that you should cut that much from your "other" budget because you need to make cuts that are sustainable.  Eating out once or twice a month isn't unreasonable.  Entertainment can probably be cut by $30 a month and dues/subscriptions can be eliminated.  Your cell phone plans are way too expensive.  Consider getting a family plan with your parents or siblings with only talk/text.  Your DH is a fed, are you getting the Fed discount (around 18-20% per month)?  Maybe your DH needs a data phone, you most certainly don't.  I'd keep the gym membership, no man will object to that expense if you use it.

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DH want me to cut back on the thrift shop "general merchandise" spending - says I can take that amount and apply it to my credit card.  We will look into different cell phone plans.  Right now, we have a family plan just for DD and I.  I have data phone.  DD does not.  On another not listed here expense, DH wants to cut the cable and either install HD antenna and rely on Internet for other viewing. Does anyone have experience with Roku or Chromecast? He is not a big sports fan, so no need for sports channels.  He'll watch a baseball game every once in awhile.  DH has data phone provided by work.  
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When you switch plans put the phone in DH's name so you get the discount.  How old is DD, does she really need a cell phone?  Do you have the basic cable package or the one with HBO, etc.?  Also, what about doing some part time work while DD is at school to bring in more income to offset some of the shopping?[/quote]

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