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Reply to "One Million Dollar house...talk me out of it."
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[quote=Anonymous]I'll point out that new mortgage is $2,300 more than current, which is $300 more than "fun money." So if you move, you'd cut out all fun plus $300 a month. And depending on what your future plans are - you'd lock yourself into another 30 year mortgage, losing whatever years you've already paid into your current mortgage. Since there doesn't seem to be too much prospect for income growth, it would be financially better to stay where you are, and save for a larger down payment. How much of a problem are the current schools - do you have to pay for private where you are? This may make the $million home seem more affordable if it gets you out of making private school tuition payments. [/quote]
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