Reply to If your HHI is around $150k and you have 1-2 kids....

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[quote=Anonymous]HHI ~$140k, 1 kid in daycare.

1800 PITI
600 car payments and insurance
150 phones
150 cable and internet
1400 daycare (over 2, this feels like a break compared to infant rates)
300 student loan
150 average pepco bill

14.5% into my Roth retirement account (including employer match)
5% into DH Roth retirement account (including employer match)
$100 auto deposits into savings and 529.

food is about 500-600/month for 2 adults, 1 toddler.  This is WF, farmers markets, South Mountain food (just not much steak, lol) and includes the occasional meal out or takeout (rare).

We have about 1k in credit card debt, which is way down from where it used to be, and about 2-3 mos of living expenses in the bank.

I do feel like we just about break even every month - there's never much left over and DH and I are on pretty restricted "discretionary spending" think $50/week including any work lunches purchased instead of brought from home.

I'm still working out the math, but it looks like there should only be 6-12 mos where DC1 is still in daycare and DC2 would be in infant care.  That's gonna suck.[/quote]

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