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Reply to "Credit record dinged because of Am Ex...what would you do?"
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[quote=Anonymous]OP, I would call and call again - but when you speak to a rep., play nice. I'd guess you sound frustrated and may be quite short with them- which I understand. Explain what happened, maybe say you weren't expecting a bill, maybe that you thought the card had been canceled due to lack of activity... Try to get them to e sympathetic to you, and say you have had good customer service from them in the past and hope it can continue. Say you understand paying the fee but try to get it off the report. It doesn't need to be there. That's just nasty [/quote]
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