Reply to Credit record dinged because of Am Ex...what would you do?

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Reply to "Credit record dinged because of Am Ex...what would you do?"

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[quote=Anonymous]Credit companies are assholes.  Something similar happened to me in law school.  One of the dept stores sent me a duplicate "reward" check.  I should have received a single $25 check.  I received two, sent to my mother's address (I had just moved).  She cashed them or spent them and didn't tell me.  I explained what happened when my student loan for the upcoming semester was declined.  I would have  been forced to sit out the semester (and had to explain for next year's financing) because the assholes wouldn't let me pay the $25 (and I offered to pay a penalty).  I explained that my loans would be affected.  They didn't care.

I barely scraped enough together from other sources and it caused a HUGE amount of grief for me.  Over something stupid that they had in their control to change.  BTW, less I get accused of having some big c/c bill while in school, I had a ZERO balance.  I opened it for a single purchase that I paid off.  This was their mistake.

Nothing but commiseration from me, OP.  [/quote]

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