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[quote=Anonymous]I paid out of pocket for therapy for three years as I was working through big feelings around my child’s disabilities (and work stuff and mom stuff and relationship stuff). I went biweekly to save money. My therapist also kindly offered a discount on her usual rate so I was only paying $160 per session instead of $200. I stopped at one point 1.5-2 years in because I thought I was better, but when I stopped I also scheduled a check in appt for 3 months down the road. Good thing it was already on the books because some crazy stuff happened in the interim and I needed to start up therapy again. By the end, I learned some invaluable tools for pausing and making space for me to feel and process my emotions as they come up. It has made weathering the emotional ups and downs of the last few years of the Trump administration possible, esp as a (former) federal employee.

Working with the right therapist for me (personality and modality matter a lot!) was w one of the best investments. The non insurance therapists can be better because they take fewer clients and have more bandwidth than ones that take insurance.

I also found I was doing so much emotionally driven spending and eating that therapy helped me to save money in other areas. I personally would prioritize my mental health over saving for college, going on vacation, eating out, drinking, house projects, decorating, kids activities, etc. if I fall apart, the whole ship falls apart and my needs matter too. Mental healthcare is a necessity. Not a luxury. [/quote]

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