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[quote=Anonymous][quote=Anonymous][quote=Anonymous]just a vent to be honest.

the In-Laws live in a modest 55+ community and it took a lot of effort to get them to move about 5 years ago.  It was great. 
the old house was run down and needed to be updated.

The lived conservatively, nice cars but 10 years old, vacations but nothing flashy.  [b]we always worried that they would run out of money.[/b]
They wouldn't get a new dishwasher even though the last one was a POS.  Mostly due to the FIL who ran the house.

FIL passes away and we find out they have $7mm investment account.

Really wish they were able to enjoy the $$ and use the money to make their lives easier -  getting a cleaning lady, other help around the house, nicer meals out.

hopefully the MIL decides to live life a bit easier but frugality is hard wired into their brains.[/quote]
The bolded probably weighed heavily on them, and are you not glad that the burden of taking care of indigent parents did not fall upon your husband? I wonder if your in-laws grew up poor. I gotta admit, that I am somewhat like your in-laws. I grew up extremely poor wearing handmedowns, thrift store clothing and eating the big block of government cheese. Through hard work and some luck, I have what many wold call the American dream. I worry about running out of money all the time (the little girl in me) and it affects the way I refuse to spend money. Will I have enough for longterm care, if I live that long. Will I have enough to leave DC a decent inheritance. My DC does not have the mental money issues that I have because he has never been without. It is what it is, and if you have never been concerned about your next meal, bus fare, or even a good pair of shoes you have no clue of psychological issues that money has on the psyche longterm. [/quote]

OP here - yes, they did and had a period with no job which weighted on them most likely.  they did not pay for college, there was no money. so part of that is the reason.

but in the last 3 years when the health was declining, this was when to use the saved up money.[/quote]

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